Please note that when you access and use this web site you do so subject to the terms and conditions of use set out below. Please read these terms and conditions carefully and do not proceed any further if you are unwilling to accept them.

• The calculators on this website are based upon calculators built by Zurich Life. They are designed to provide guideline indicators for Life Cover and Pension Requirements. It is recommended that you speak with your Financial Adviser before buying any financial product.

• While Hopkins Financial Consultants have taken care to ensure the accuracy and completeness of information within these pages, visitors to this site are advised that reliance on the information contained within this site is at their sole risk and should take professional advice before acting.

• Hopkins Financial Consultants do not accept any liability for any loss or damage howsoever arising as a result of use of or reliance on information contained within this site.

• Some of videos on this website are supplied by Zurich Life.

• All other videos are made by Graham Hopkins and cannot be reused without permission.

Graham Hopkins trading as Hopkins Financial Consultants is regulated by the Central Bank of Ireland. Our authorised status can be verified on the Central Bank register on their website.